Properties

Property Description

Under contract-accepting backup offers. Includes two lots. There is an exceptional opportunity on the sought-after Harbor Drive North. Imagine building a new UNELEVATED home to code – neighbors have. SHORT TERM RENTALS allowed. EXCELLENT seawall and unparalleled potential with this rare waterfront property, located on one of the highest streets in Indian Rocks Beach on a coveted AE8 flood zone parcel which means you can likely build an UNELEVATED new home like the one down the street at 498 Harbor Dr being completed June 2025 – check it out. This home, during Hurricane Helene, only got a few inches of water a testament to its higher elevation and resilient location.
This offering includes two connected waterfront lots (at 74 x 120’ each), providing endless possibilities. Keep them together for an extraordinary estate or explore the potential of splitting them to create two distinct properties. Build your dream home on one lot while living comfortably in the existing residence—a spacious 2-bedroom, 2-bath home with 1,883 sq ft of living space and an attached 2-car garage.
Step outside to your private oasis: Complete with a covered pool perfect for sunny Florida days; A large composite dock with built-in bench seating, the ideal spot to soak in breathtaking sunsets over the water; A circular driveway offering ample parking, perfect for hosting your family and friends;
Nestled on a quiet street and also on a broad basin of water so you’re not looking at your neighbors when outside. Enjoy relaxing and your privacy and still great proximity to vibrant local amenities. You’re just moments from popular restaurants, charming shops, and the beautiful Gulf beaches. Plus, this neighborhood allows short-term rentals, unlocking even more investment potential—imagine two income-generating properties or one luxurious retreat. Where else can you find two large adjacent lots like this, in such a prime beach location with seawalls in great shape and a large composite dock and pool, priced below land value? Whether you envision a grand waterfront estate, dual investment properties, or your slice of paradise, the possibilities are as vast as your imagination. Don’t miss this rare chance to own a piece of Indian Rocks Beach waterfront at an exceptional value. The floor plan is available in photos. This home took minimal water (below baseboards) during Hurricane Helene. Don’t miss virtual tour.

Features
: In Ground, Screen Enclosure, Tile, Fiberglass
: Heat Pump
: Central Air
: Chain Link
: Other
: Covered, Deck, Enclosed
: Off Street, Garage Faces Side, On Street, Circular Driveway
: Intracoastal Waterway, Canal - Saltwater
: BB/HS Internet Available, Electricity Connected, Sewer Available, Water Available
: Public Sewer
1
: Electric Dryer Hookup, Washer Hookup, In Garage
: Primary Bedroom Main Floor, Split Bedroom, Built-in Features, Skylight(s)
: Tile, Terrazzo
: Sliding Doors
: Florida
Appliances
: Other
Address Map
US
FL
Pinellas
Indian Rocks Beach
33785
HARBOR
521
DRIVE
W83° 9' 50.4''
N27° 54' 26''
N
33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
From Gulf Boulevard, turn east onto 27th Avenue. Continue straight, turn left on Bay Boulevard - it will curve slightly and become Harbor Drive North. Follow Harbor Drive North to the quiet end of the street—521 Harbor Dr. N. will be on your right.
East
Additional Info
FUTURE HOME REALTY INC
Cyndee Haydon
Sqft0
Sqft0
Additional Information
148 x 120
: Public
https://listings.firelightimages.com/videos/0194e06f-9a36-7276-b1c0-799ab7b6790e
1
2399000
2025-02-07
: Paved, City Limits
: One
2
: Slab
: Concrete, Stucco, Block
3334
1
Financial
9966.71
Listing Information
260019252
260019741
Cash,Conventional
Pending
2025-04-16T15:16:09Z
Stellar
: Probate Listing
2025-04-16T15:15:16Z

521 Harbor Dr N, Indian Rocks Beach, Florida 33785

Residential For Sale

2 Bedrooms
2 Bathrooms
1,883 Sqft
$2,250,000
Listing ID #TB8346260
Basic Details
Listing Type : For Sale
Listing ID : TB8346260
Price : $2,250,000
View : Water
Bedrooms : 2
Bathrooms : 2
Square Footage : 1,883 Sqft
Year Built : 1963
Lot Size : 0.41 Acre
Full Bathrooms : 2
Listing Status : Pending
Property Sub Type : Single Family Residence
Roof : Tile
Waterfront Yn : 1
Agent info
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